Agri Group Loan
Helping Farmers realise their dreams
Ujjivan SFB’s vision to serve the needy and deserving extends to every corner of the country. We aim to serve our rural population who can benefit from our offerings for all their agricultural requirements. Also, we understand the world of our Indian farmer who is prepared to grow through a modernised and progressive outlook and farming methods.
Our products are designed to add convenience and comfort to the lives of farmers. Our Agri Group Loans suit their needs and help them achieve their dreams. These are need-based loans given at moderate rates under the Joint Liability Group (JLG) model of our parent micro-lending institution.
These are purpose-based loans given at moderate rates under the Joint Liability Group (JLG) model of our parent micro-lending institution.
Agriculture & Allied Activities covered under Ujjivan SFB Agri Group Loan
- Livestock maintenance/ purchase
- Sericulture
- Tractor Maintenance / Equipment Purchase
Features
- Interest Rates 22% pa
(Interest rate is calculated on reducing balance method (governed by the MCLR based pricing policy of the Bank) - Loans for Livestock purchase and maintenance , Loans for Sericulture activities, Tractor Maintenance and Farm equipment purchase
- Easy Loan Sanction
- Door step service
- No hidden Charges
Loan Amount
- Minimum Rs. 30,000 & Maximum Rs. 80,000
Tenure
- 24 months
Fees & Charges
- Processing Fee: 1.20% + GST
Kisan Suvidha Loan
Something special, for those who are special to us
At Ujjivan SFB, we provide loans to suit a farmer’s many requirements, ranging from farming improvements to other allied activities. Our loans support these different activities, paving the way for farmers to earn an income.
These are collateral-free loans for which we have made the repaying options easy and flexible.
Agriculture & other Allied Activities covered under Kisan Suvidha Loan
- Dairy Farming
- Sericulture
- Goat Rearing
- Poly Nursery
- Betel vine
- Pig farming
- Arecanut farm maintenance
- Farm implements purchase
- Fishery
- Vegetable farm maintenance
- Coconut farm maintenance
- Mushroom farming
- Sheep Rearing
- Poultry
- Floriculture
- Apiculture
Features
- Interest Rate 23.25% pa
- Collateral Free
- Quick & Transparent Processing
- Flexible Repayment
- Simplified Documentation
- Doorstep Service
Loan Amount
- Minimum Rs. 60,000 & Maximum Rs. 2,00,000
Tenure
- 24 months
Fees & Charges
- Processing Fee: Minimal Processing fee
- Purpose Based Loan for various agriculture allied activities
- Processing Fee: 1% of the Loan amount + GST
- Credit Bureau Charges: Rs. 20
- Stamp Duty: As per State Act
- Cash flow linked repayment
- Quick and Transparent Processing
- Doorstep Service
Kisan Pragati Card
Loan for a Progressive Farmer
We would like to join hands with farmers and help them achieve progress and gain success. Kisan Pragati Card is a specially designed loan product with a specific focus on small and marginal farmers.
Through this loan, we aim to provide adequate timely credit to farmers for needs such as working capital for crop production, term loan for farm maintenance, farm development, consumption needs of farmer households allied agriculture activities and other investment needs, including unexpected farm exigencies.
We have also customized the product to suit the needs of modern and progressive farmers, who can benefit from this unique offering in all seasons, throughout the year.
Features
- Interest Rate: Attractive Interest Rate
- Coverage Under Personal Accident Insurance Scheme (PAIS)
- Quick & Transparent Processing
- Flexible Repayment
- Simplified Documentation
- No Hidden Charges, No Pre-Closure Charges
- Doorstep Service
Loan Amount
- Minimum Rs. 26,000 & Maximum Rs. 25,00,000
Tenure
- Upto 5 Years
Fees & Charges
- Processing Fee: Minimal Processing fee
- Stamp Duty: Applicants will bear all Stamp Duties on Agreements, Declarations and any other documents as required as per the Stamp Duty acts in the state.
Eligibility :-
| Facility Type | Min | Max | Tenor | ROI |
|---|---|---|---|---|
| Cash Credit | `26,000 | `25,000,00 | 1 Year to upto 5 Years (Yearly Renewal) | 14 |
| Term Loan_FI/FD | `26,000 | `25,000,00 | 1 Year to upto 5 Years | 16 |
| Term Loan – Kisan Vishesh (Offered in combination with Cash Credit or Term Loan_FI/FD) | `25,000 | `2,50,000 | 1 Year to upto 5 Years | 16 |
| Overall KPC Limit | `26,000 | `25,000,00 |
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